Exceptional value at just about $138/Sq Ft-well below the cost of many comparable homes-offering an outstanding opportunity to build equity while enjoying flexible living options. Just minutes from town, this property combines convenience with the rare advantage of a fully functional second living quarters, making it ideal for multi-generational living, guests, or rental income. <--->Dual driveways provide exceptional convenience with level access to both the main and lower levels. <--->The main level features an open-concept kitchen, living, and dining area, along with three bedrooms, two baths, and a dedicated laundry room for comfortable single-level living. Step outside to the expansive wrap-around porch-both covered and open. <--->The lower level offers a fully self-contained second living quarters complete with its own kitchen, living room with a gas log fireplace, bedroom, bath, laundry, and private entrance. <--->Additional highlights include two portable A/C units (Hisense & LG), no HOA, no city taxes, Spectrum high-speed internet, city water and sewer, ample parking with dual driveways plus a lower-level carport, and a gently sloping, sunny yard with two workshop/storage buildings-ideal for hobbies, tools, or extra storage. Metal roof installed in 2019 with life-time warranty.