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Western North Carolina Homes with 2 Bedrooms

Scroll down to find homes with 2 bedrooms in Western North Carolina. 

NC Homes for Sale with 2 Bedrooms

Are you still considering homes with different floor plans? You may be interested in browsing Western North Carolina homes with 1 bedroom, with 3 bedrooms, or with 4 bedrooms

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462 Chimney Rock Road Mill Spring NC 28756

MLS Number CAR3742854

  • Residential
  • Bathroom 2
  • Bedrooms 2
  • Full Bath 2
  • Square Feet 1172

Bonus room with closet could be used as 3rd bedroom or office space. Private home in the Silver Creek Community just minutes away from Lake Adger in Polk County, North Carolina. Within 30 minutes of Tryon International Equestrian Center, multiple parks, hiking trails, tubing and fishing on Green River. It is an easy drive to Tryon, Columbus or Saluda. Approximately 12-15 minutes from Interstate 26 that will take you west to Hendersonville/Asheville area or 26 east to Landrum/Spartanburg. Also, conveniently located 12 minutes from Hwy 74 towards Charlotte.

Listed by Jake Johnson of Berkshire Hathaway HomeServices

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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144 Spinner Street Spindale NC 28160

Spindale, NC144 Spinner Street

Price$89,900

Est. Mortgage: $/month

MLS Number CAR3746400

  • Residential
  • Bathroom 1
  • Bedrooms 2
  • Full Bath 1
  • Square Feet 1047

Welcome to 144 Spinner Street! This early 20th-century home has an amazing amount of charm and character! Hardwood floors throughout and molding that outlines the quaint floor plan. The exterior boasts beautiful willow oak trees, giving shade to the front yard & fenced backyard. Enjoy swinging on the porch swing on the beautiful covered front porch! Large windows allow for warm, natural light through the whole house. The living room has a working propane fireplace & leads right into the large dining room! The kitchen has an old-fashioned flair and provides plenty of floor space & storage. The counter extends along the long wall and turns at an L-shape leading right to the covered back porch. The small island also provides extra counter space! A one car detached 20x20 garage and a shed provide plenty of space for storage and hobbies! Along with this beautiful home is an additional parcel behind the home bringing the approx. land acreage to 0.76! Great home at a great price!

Listed by David Johnson of Keller Williams Elite Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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477 Bass Lake Drive Pisgah Forest NC 28768

MLS Number CAR3747247

  • Residential
  • Bathroom 1
  • Bedrooms 2
  • Full Bath 1
  • Square Feet 948

Cute and cozy 2 bedroom 1 bath cottage with carport located in Bass Lake subdivision. This updated home is less than 6 miles to the entrance of Pisgah National Forest and 9 miles to both Dupont State Forest and Main St., Brevard. This house would make a great starter home, investment property or vacation rental. Inside you will find updated windows, laminate flooring and an updated bathroom. Enjoy a naturally well-lit kitchen/dining room combo with direct access to a spacious back porch overlooking the backyard patio. Whether you're entertaining friends and family around a firepit or quietly sitting amongst nature that surrounds the property, this cottage is sure to comfort your needs. Sellers are requesting seller possession after closing until August 1st. No septic record on file. Tank has risers and is under the gravel patio. Home has access to a shared well but is on a private well.

Listed by Jason Shepherd of Looking Glass Realty LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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106 Carner Court Lake Lure NC 28746

Lake Lure, NC106 Carner Court

Price$333,000

Est. Mortgage: $/month

MLS Number CAR3748494

  • Residential
  • Bathroom 2
  • Bedrooms 2
  • Full Bath 2
  • Square Feet 1100

TWO-FOR-ONE! If you are looking for a cozy vacation home in a relaxing setting with a PRIVATE DOCK for fishing or kayaking on a small lake, consider this rare Lake Lure "Round House" with a one- acre waterfront lot directly across the street. This fun and eclectic home in a wooded neighborhood has served as a mountain getaway and it also provided rental income. You'll enjoy endless possibilities: use it as a weekend escape and keep renting it out with no improvements necessary, jazz it up for more rental income, customize the home and make it your year-round residence, -OR- build the waterfront home of your dreams on the one-acre waterfront lot and then rent or sell the iconic Round House later. Either way, you will have access to all the amenities offered by Rumbling Bald Resort: 2 restaurants, golf, gym, spa, pools, games, sport courts, marina, beach, social activities, trails, events, and more!

Listed by George Carter and Ken Jordan of Beverly-Hanks, Lake Lure

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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210 Wash Creek Drive Hendersonville NC 28739

MLS Number CAR3746253

  • Residential
  • Property SubType TOWNHOUSE
  • Bathroom 2
  • Bedrooms 2
  • Full Bath 2

Beautiful one-level move-in ready townhouse offers the perfect location and floorplan. Located 1.5 miles from Historic Main Street and a short stroll to the Laurel Park "Village Green" along the private drive. Open floorplan with high ceilings, split bedroom plan offers privacy for all. A generously sized main ensuite, with a walk-in closet. Large eat-in kitchen and dining as well as a separate dining area. The laundry room and attic storage, make this a great fit for many. New carpeting, and freshly painted walls making this a turn-key home. Lawn maintenance & exterior maintenance included in the HOA fees, giving you more time to do what you like, perfect for lock & go!! Don't miss this great opportunity!

Listed by Gina Nicholson of Beverly Hanks & Assoc. Hendersonville

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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303 Falling Waters Road Cullowhee NC 28723

MLS Number CAR3748670

  • Residential
  • Bathroom 3
  • Bedrooms 2
  • Full Bath 2
  • Square Feet 1707

Want your own little oasis in the country but still close enough to town to grab some milk......nows the time! This farmhouse could use a little love and fixing up but the yard is fantastic! Complete with your own Creek and waterfalls, RV hookup, detached garage, large deck, winter views, 4 acres and lots of peace and tranquility! The “falling waters” can be heard from anywhere on the property! 2 bedrooms plus a bonus room, 2.5 bath, gravity fed spring water, all electric, woodstove, heat pump and lots of privacy. Verizon gets cell service there, tenants had Viassat internet. Winter views. Home is sold AS-IS!

Listed by Christy Mitchell of Berkshire Hathaway Great Smokys - Bryson

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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24 Glenn Street Canton NC 28716

Canton, NC24 Glenn Street

Price$179,000

Est. Mortgage: $/month

MLS Number CAR3750705

  • Residential
  • Bathroom 1
  • Bedrooms 2
  • Full Bath 1
  • Square Feet 1070

Older home with huge potential after buyer remodel. Add 2 electric baseboard heaters on upper level to achieve a 3 bedroom home and an extra 275 HLA. One-year-old roof with warranty. Hardwood floors, wood burning fireplace, propane and oil furnace heat, no central air, but can be added on. Currently window units cool home. Lovely 1/4 acre corner lot on quiet street across from newly built homes. Garage parking for 2 cars. Minutes to I-40 and only 20 minutes into downtown Asheville. Sold As-Is. Owner/agent.

Listed by Steven Ellenbogen of Realty Precision

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1039 7th Street NE Hickory NC 28601

Hickory, NC1039 7th Street NE

Price$127,000

Est. Mortgage: $/month

MLS Number CAR3750679

  • Residential
  • Property SubType TOWNHOUSE
  • Bathroom 2
  • Bedrooms 2
  • Full Bath 2

Affordable and accessible! Great location near Lenoir-Rhyne University and downtown. 1 BR on each level plus office with 2 closets (no window) on main level. Master BR has huge walk-in closet. 1 bathroom on each level means this would make a great place for 2 roommates: half the expenses! Single car garage. All appliances to remain including refrigerator, washer, dryer. Water/sewer/trash included in HOA dues.

Listed by Lori Phelps of Coldwell Banker Boyd & Hassell

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$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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4059 10th Avenue Drive Hickory NC 28602

Hickory, NC4059 10th Avenue Drive

Price$145,000

Est. Mortgage: $/month

MLS Number CAR3749018

  • Residential
  • Bathroom 1
  • Bedrooms 2
  • Full Bath 1
  • Square Feet 952

Nice 2 BR, 1 BA on a large lot. Perfect as an investment or a first-time home. House has been rented for many years and needs some TLC. Large kitchen and family room. HVAC is one year old. Roof is 13 years old. There is no HOA so the new owners will have freedom to arrange the backyard as they are pleased

Listed by Wojtek Lachowski of EXP REALTY LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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825 Pearson Bridge Road Asheville NC 28806

MLS Number CAR3750392

  • Residential
  • Bathroom 2
  • Bedrooms 2
  • Full Bath 1
  • Square Feet 1798

Been in the family since 1977, now selling this stone and wood sided bungalow on 0.69 partially fenced acres. Ceramic tile and laminate wood floors throughout. Large kitchen with stainless appliances. Large master bedroom. 1/2 bath off bedroom has plenty of room to convert to full bath. Snack bar in kitchen and dining room have sloped wood ceilings. Bath has walk-in shower and clawfoot tub. Lots of rock and wood inside of home. Laundry room and bedroom are not included in s/f due to ceiling height. Large usable lot, has partial fencing, and paved gated driveway. Stairs to attic with room for expansion to add more rooms. Come check this one out!! Location is convenient to the French Broad, Downtown, West and North Asheville. Some furnishings are negotiable! No septic report found.

Listed by Doug King of Mark White And Associates

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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31 McGee Hill Road Fairview NC 28730

Fairview, NC31 McGee Hill Road

Price$245,000

Est. Mortgage: $/month

MLS Number CAR3750494

  • Residential
  • Bathroom 2
  • Bedrooms 2
  • Full Bath 2
  • Square Feet 1475

Brand New Home sitting on just under half an acre! Spacious open floor plan with two large bedrooms and bonus room which could be used as a third bedroom. The living room flows into the open kitchen with island, which is furnished with plenty of cabinets. The utility room with pantry leads out to the 18x8 back deck. New landscaping and a quick twenty minute commute to downtown Asheville. Located in a quiet rural area with USDA 100% financing available. Make your appointment today!

Listed by Chris Page of Keller Williams - Weaverville

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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4779 Dysartsville Road Morganton NC 28655

Morganton, NC4779 Dysartsville Road

Price$375,000

Est. Mortgage: $/month

MLS Number CAR3749185

  • Residential
  • Bathroom 2
  • Bedrooms 2
  • Full Bath 2
  • Square Feet 1100

20 unrestricted acres in Dysartsville!! Ready to get your farm on, or just want plenty of room to roam? This south facing property is the perfect opportunity to grow grapes, set up tiny houses, have a farm, or additional homesites. There is a fenced in area that was previously used as dog kennels with a small feed room. Also a small building with water and power on it's own meter that was previously used as a dog grooming business. 10 acres and the house are on 1 parcel. The other 10 acres are divided into 5 lots that adjoin the backside of the property and there is another access. The home offers 2 bedrooms and 2 full baths. Living room with pines walls, hardwood floors in the bedrooms, and eat in kitchen. 1 bathroom has a safe-step walk in tub, laundry/storage room, and nice back deck. Enjoy sitting on the beautiful front covered porch overlooking the manicured yard with large mature trees. Minutes to Lake James and I-40. 15 minutes to downtown Morganton and 45 minutes to Asheville.

Listed by Megan Mace of ERA Mountain View Properties

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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24 Merrell Road Leicester NC 28748

Leicester, NC24 Merrell Road

Price$479,000

Est. Mortgage: $/month

Coming Soon

MLS Number CAR3750438

  • Residential
  • Bathroom 2
  • Bedrooms 2
  • Full Bath 2
  • Square Feet 1568

Gorgeous home in Leicester in the Turkey Creek Farms community. Enjoy the lovely long range and peaceful pastoral views from the covered deck under the fans. Inside the home you'll find the finest craftsmanship in every detail. A large, inviting, open kitchen with massive island allows for connection with the living room, dining area, and den. In the foyer you'll find a handy drop zone, entry to the office, and a walk-in pantry with additional refrigerator. Custom live-edge pieces add distinct character. Hickory hardwood floors throughout. Master bedroom boasts a large walk-in closet which includes the washer and dryer. Entry level parking found behind the home under the oversized, 2-car carport. Downstairs, the unfinished, daylight, walk-out basement offers massive opportunity with plumbing already roughed in for a bathroom and laundry area - double your square footage (home has 3 bedroom septic). Furnishings can be included with a few exceptions. High-speed internet through Spectrum.

Listed by Lacey Townsend of Pinnacle Lifestyle Realty LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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60 Ledge Terrace Hendersonville NC 28792

Hendersonville, NC60 Ledge Terrace

Price$299,900

Est. Mortgage: $/month

MLS Number CAR3750243

  • Residential
  • Bathroom 3
  • Bedrooms 2
  • Full Bath 3
  • Square Feet 2100

Come home to this private mountain retreat! Rock your worries away on the large front/side covered porch. As you enter the French doors you will see a spacious Dining Area & Kitchen with island, breakfast nook, abundance of cabinets, window overlooking back yard & patio area. The living room features a wood burning stove & access to deck and lower level. Master Suite on Main with Private Bath & walk in closet. Lower-Level features: family room, bonus room, office space and full bathroom all with separate entrance and patio. Not to mention 665 SF of workshop/ storage space that is unfinished. Finished Basement is 692 SF and not permitted. (no permits on file) Home is being Sold AS-IS, no repairs. Great Investment opportunity for rental property or summer home.

Listed by Amanda Hill of RE/MAX Four Seasons Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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106 Winding Creek Court Lake Lure NC 28746

MLS Number CAR3750173

  • Residential
  • Bathroom 1
  • Bedrooms 2
  • Full Bath 1
  • Square Feet 992

Take advantage of this rare opportunity to get into one of Lake Lure's most desirable communities, Lake Lure Village Resort. One of the original owners here with nostalgic photos throughout the home of Lake Lure in the late 50's and early 60's. Updated kitchen and bathroom, new wood floors throughout. Comes completely furnished. Art will be removed with the exception of large painting over sofa. Low HOA fees of $2200 a year with access to the lake and it's own private Marina. Golf cart community. The trees and shrubs are Grandfathered in to create more privacy.

Listed by Donald Ferrell of Beverly-Hanks, Lake Lure

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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324 Hollins Street Spindale NC 28160

Spindale, NC324 Hollins Street

Price$179,900

Est. Mortgage: $/month

MLS Number CAR3750375

  • Residential
  • Bathroom 2
  • Bedrooms 2
  • Full Bath 2
  • Square Feet 1566

Brick ranch with large family room with fireplace, full bath and laundry. Kitchen with breakfast bar. Separate dining room with hardwood floors. Beautiful living room with hardwood floors. Two bedrooms (wood floors) and full hall bath with double vanity. Single carport and patio area. Dining room could possibly be 3rd bedroom. Detached shop/storage building that was previously a beauty shop with half bath, washer/dryer, baseboard heat and window units, 4 dryers, 2 sink/bowls. Trane heat pump/central air. Hot water heater new in 2018. Wired for cable. CPI alarm system. House and building are on same water meter. Replacement windows.

Listed by Barbara Keever of Odean Keever & Associates, Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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16 First Street Canton NC 28716

Canton, NC16 First Street

Price$175,000

Est. Mortgage: $/month

MLS Number CAR3750360

  • Residential
  • Bathroom 1
  • Bedrooms 2
  • Full Bath 1
  • Square Feet 966

Lovingly updated 2/1 cottage in a charming community with front porch mountain views. Kitchen and bathroom have been completely updated. Large backyard is perfect for gardening. Wood and tile floors throughout. 30 minutes to downtown Asheville and 10 minutes to downtown Waynesville. Quick stroll to all vibrant growing Main Street Canton has to offer.

Listed by Amanda Simpkins of Coldwell Banker King

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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47 Sugar Maple Drive Mills River NC 28759
Active With Contract

MLS Number CAR3748460

  • Residential
  • Bathroom 3
  • Bedrooms 2
  • Full Bath 3
  • Square Feet 2904

This beautiful mountain top home in the highly desirable High Vista neighborhood offers exceptional value both inside and out. Rest atop the canopy of trees as you enjoy the summer breeze and take in the long range mountain views of the Blue Ridge Parkway. With a large covered front porch, you get the private treehouse feel that everyone desires. Upon entering, you will be welcomed by hand scraped Bamboo flooring, large windows, ample natural light, a fireplace, a custom kitchen, and an exceptional master suite with a fully renovated bathroom and a large walk-in closet. With two extra rooms, and a partially finished basement, this home offers a number of configurations, and with the possibility of additional septic lines, it could function as a 4BR house. The detached garage and basement grant you the storage you need and the deeded membership to the POA allow you to continue utilizing paid access to the first class amenities if desired. Don't miss out on this exceptional home!

Listed by Jake Raines of Petit Properties Inc

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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703 21st Avenue Hickory NC 28601

Hickory, NC703 21st Avenue

Price$155,000

Est. Mortgage: $/month

MLS Number CAR3750028

  • Residential
  • Property SubType TOWNHOUSE
  • Bathroom 2
  • Bedrooms 2
  • Full Bath 1

Beautifully maintained & updated townhome located in the heart of Hickory in Colony Square by Hampton Heights Golf Course. Renovated in 2013, this townhome is equipped with granite countertops throughout, bamboo flooring on the main floor with tile in the kitchen. Kitchen cabinets were resurfaced and Stainless Steele appliances added to include: Refrigerator, Dishwasher, Range/Oven and matching Microwave. Living room opens up into a Sunroom which was previously used as an additional bedroom/office space. Murphy bed in living room conveys and Gas logs provide extra ambiance. Master bedroom has 2 walk-in closets and a linen closet. Second bedroom has a large walk-in closet that could be used as a computer nook. HOA dues are $150/monthly. Community pool within walking distance. Don't miss out on this one! Contact Listing Agent, Meredith Berry (828)381-1327, for additional information.

Listed by Meredith Berry of RE/MAX A-Team

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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41 Cloyes Street Asheville NC 28806

Asheville, NC41 Cloyes Street

Price$255,000

Est. Mortgage: $/month

MLS Number CAR3748943

  • Residential
  • Bathroom 1
  • Bedrooms 2
  • Full Bath 1
  • Square Feet 921

Charming cottage only a short stroll from Haywood Road in West Asheville on a quiet dead-end street. Walk to Sunny Point Café, Biscuit Head, or any of the other great spots nearby. Enjoy your morning coffee on the back deck adjacent to the dining area. This home features 2 bedrooms and 1 bath with original hardwoods in the living and bedrooms. It also has a one-car garage in the full unfinished basement. Fenced in backyard is perfect for playing, gardening, and pets. Only 10 minute drive to downtown Asheville and River Arts District. This won't last long, so come see it today.

Listed by Natalie Malis and Mark Carter of Keller Williams Professionals

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Jun 10, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Broker Reciprocity © 2021 by the Canopy MLS. IDX information is provided exclusively for consumers’ personal non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The IDX data is deemed reliable but is not guaranteed by MLS GRID and may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS.  Based on information submitted to the MLS GRID as of June 12, 2021 7:57 AM EDT . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.